Ranking the Best Virtual Cards: Why We Choose Adpos

Adpos

Founded in 2020 in Hong Kong, Adpos (formerly known as “ADeer Pay”) partners with leading banks and card issuers to facilitate direct connections with card organization networks via APIs. Adpos has developed a sophisticated virtual card platform specifically for online advertising, serving over 4,000 media buying teams globally

Fee Structure

3.5% commission via bank transfer. (bank wire)
5% commission via usdt(trc-20)(erc-20).
Card Issuance Fee: $1 per card.
minimum deposit: $100.

Benefits of Adpos

Tailored Solutions: Specifically designed for the affiliate marketing and advertising sectors, ensuring features closely align with the needs of industry professionals.
Enhanced Card Management: A range of features, such as teamwork functionalities, platform roles, and subaccounts, streamline the card management process, optimizing workflows for media buying teams.
Collaborative Features: Robust collaborative tools, such as billing reports and Card Alias tags, empower teams to work together efficiently while keeping track of expenses and responsibilities.
Real-Time Reporting: Direct integration with payment processing networks provides users with real-time billing reports, ensuring transparency and quick access to transaction data.

MyBroCard Review

MyBroCard is the ideal payment card service designed specifically for media buying activities.

With over 30,000 clients worldwide—ranging from media buying experts to web professionals—Brocard has earned a significant level of trust in the industry, despite the unverifiable data.

Fee Structure

WIRE 3%
USDT 4%
Capitalist 7%
Marketcall(affiliate network) - 2%
Minimum top-up amount — $500.00
Card issuance fee - $2.00/card (one-time payment), starting from the 51st card.
Issuance of the first 50 cards - free.

Benefits of MyBroCard

Free First 50 Cards: Users can obtain the first 50 cards at no cost, with subsequent cards available for a fee.
Instant Card Issuance: Users can receive their virtual cards instantly, allowing for immediate use.

Limiations of MyBroCard

The $500 minimum deposit amount may restrict some users from entering the market, especially for small transactions.

Stellar Card

Stellar Card offers an enticing platform for B2B users, featuring a diverse array of BINs and attractive deals. Stellar Card features a team functionality that administrators have full access to all platform and management tools, while employees have restricted access to their cards, transactions, and profile settings.

Benefits of Stellar Card

Vast Selection of BINs: Gain access to a wide range of BIN options.
Consolidated Balance Management: View your balance across all cards in one unified dashboard.
Personalized User choice: Three versions for customers to choose from:

Basic

Monthly Fee: $100

USDT/USDC Fee: 4%

WIRE Fee: 3%

Number of USA BINs: 8

Monthly Fee: $200

USDT/USDC Fee: 3%

WIRE Fee: 2%

Number of USA BINs: 12

Private

Monthly Fee: $500 (available only to customers with a monthly spend exceeding $100,000 and a chargeback rate below 10%)

USDT/USDC & WIRE Fee: 2%

Number of BINs: 22 USA BINs plus international BINs

Limitations of Stellar Card

Monthly fee: Private version‘s fee is as high as $500, which is only suitable for high-spending customers(customers with monthly spending of more than $100k and a chargeback rate of less than 10%). This may be a heavy burden for small businesses or startups.

Lamanche Payments

Lamanche Payments provides a service designed to protect the integrity of BINs while facilitating card issuance without any associated fees, and offering a selection of 7 BINs across three major payment systems: Visa, Mastercard, and UnionPay.

Fee Structure

4.5% for amounts up to 15,000 USDT
4% for amounts between 15,001 USDT and 50,000 USDT
3.5% for amounts between 50,001 USDT and 100,000 USDT
3% for amounts exceeding 100,000 USDT

Benefits of Lamanche Payments

Refund Policy: 100% refund on funds after ten days.
Dedicated Crypto Wallet: Users are provided with a dedicated wallet for cryptocurrency management.

Limitations of Lamanche Payments

High Commission Fees: While the commission structure is more favorable for larger transactions, the starting fee of 4.5% can still be relatively high, potentially impacting small businesses or users who frequently conduct low-value transactions.

EPN.NET

EPN.NET is a specialized financial solution designed primarily for affiliate marketing teams. It offers a comprehensive platform tailored to help users manage their expenses effectively while minimizing the risks of account bans from various advertising platforms.

Benefits of EPN.NET

Access to U.S. BINs: Provides access to 22 unique U.S. Bank Identification Numbers, facilitating payments targeted at the U.S. market.
Distinct privilege levels: Offering increasingly valuable benefits tailored to users' engagement and needs.

Limitations of EPN.NET:

Account verification is required for issuing subsequent cards.

Leading card

Leading Card is a versatile payment solution that offers both virtual and physical cards for seamless online and offline transactions. It supports multiple platforms, including Google, TikTok, and Facebook.

Fee Structure

Replenish Commission: 4.2%-crypto;2%-Wire
Card Issue Fee: $12 per card.
Transaction Fee: Monthly fee of $8 (first month is free).

Benefits of Leading Card

Device Accessibility: Can be accessed from any device.
Registration Process: Requires contacting an administrator and answering a few questions to obtain an account and password.

Limitations of Leading Card

Indirect Approval Process: Contacting an administrator for account activation may cause delays and inconvenience compared to instant sign-up options.

FlexCard Review

FlexCard is a relatively new service that offers advantageous terms for users leveraging Facebook, Google Ads, TikTok, and affiliate service payments.

Fee Structure

Competitive Pricing: Card pricing begins at €2.

Fast Issuance: No issuance limits ensure quick card issuance.
Minimum Replenishment Amount: The minimum top-up amount is €50.

Replenish commission

3,5% Sophia,Barcelona; 4% Edinburgh,Delhi,Tokyo,Monaco,Paris,Washington

Card issue fee

2 EUR Sophia, Barcelona, Delhi, Tokyo, Monaco; 4 EUR Edinburgh, Paris；4 USD Washington

Transaction fee

0.15 EUR (Inside Europe), 0.22 EUR (Outside Europe); Washington: 0.1 USD, 0 18 USD

Foreign Transaction fee

1% if the payment currency is not EUR

Benefits of FlexCard

Frequent Updates: Although the user base is small, updates are regular and thorough, with new merchants announced almost daily via Telegram, providing excellent learning opportunities about the system.
Refund Policy: Offers refunds within 24 hours, including reimbursement of deposit fees.

Limitations of FlexCard

Only three BINs are provided currently, which may limit users' payment options in different regions.

Capitalist CardsPRO

Capitalist CardsPRO is a service dedicated to the issuance and management of virtual cards, originating from the renowned Capitalist payment system. With a decade of expertise in the affiliate marketing sector, this company stands out as a leader in its field.

Fee Structure

No Monthly Service Fee: CardsPro does not charge a monthly service fee, allowing users to avoid fixed costs.
Transaction Fees: Transaction fees start at $0.50, though they may vary based on the chosen BIN.
Card Issuance Costs: The cost for card issuance is standardized across all BINs at $2.50.

Benefits of Capitalist CardsPRO

Flexible Balance Options: Each card can be funded separately, providing tailored balance management for users.
Common Balance: A shared balance can be established among several cards, simplifying overall account management by linking them to a single balance.

Limitations of Capitalist CardsPRO

The varying minimum deposit thresholds ($10 for the US and $25 for HK and the UK) by Capitalist in different regions may impact its appeal to certain customer groups.

Summary

After thoroughly comparing various competitors with Adpos, it is evident that Adpos offers a more cost-effective solution coupled with superior service quality. The competitive pricing structure makes Adpos accessible to a wide range of businesses while providing significant value. Additionally, the reliability and level of customer support contribute to its reputation as a trustworthy option in the market. Overall, when evaluating pricing, service quality, and dependability, Adpos appears to be a strong choice for those seeking effective affiliate marketing and advertising solutions.